Welcome to M2 Recovery

Specialists in recovery of secret insurance commissions

We specialise in recovering hidden commission payments for landlords of commercial properties. These payments are taken by managing agents arranging the property insurance through their broker. Our 3 step process achieves a successful outcome for our clients.


The first step in our recovery process is to analyse the premium being charged and determine if the rates could have been inflated to cover the cost of secret commissions. Very little effort is required on your part and and of course full confidentiality is essential at this stage.


The second step in our recovery process is to investigate the transparency of the third party commission and make a formal request for the commissions to be disclosed. This can be difficult to achieve in practice which is where our expertise proves to be invaluable to our clients.


The final step in our recovery process involves calculating the secret profit to be recovered in order to proceed with the financial recovery from the third parties. Significant sums of money can be recovered for our clients as demonstrated in our £1million case study.

What people think about M2 Recovery?


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  • Secret Commission In Property Insurance

    We specialise in recovering hidden commission payments for landlords of commercial properties [...]

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    Neil Holloway, Founder of M2 Recovery was delighted to be selected to contribute an article to the 2017 Parliamentary Review. The article highlights the issue of secret profit commission [...]

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    We undertook an audit of the insurance arrangements placed by the Landlord's Managing Agent who were arranging the property insurance through their preferred Broker [...]

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    We were instructed on behalf of RBS to undertake an insurance audit on a portfolio of properties which had fallen into default. The Borrower had insured through their preferred Broker [...]

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    Without the knowledge of most lessees the landlords, managing agents and insurance brokers are profiting from the purchase of buildings insurance. Insurance brokers are paid [...]

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  • Fighting back against
    unfair secret commissions

    In our experience,the prevalence of secret commissions is widespread within the commercial property sector. [...]

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  • Secret Commission:
    Time for a change

    Secret commissions are a serious problem for the commercial real estate sector. Millions of pounds are being paid Secret commissions [...]

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  • NCP recover £500K

    How being named as co-insured helped NCP recover £500K Pounds in illegal secret commissions [...]

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  • How your managing agent could be costing you thousands every year

    Managing agents are often responsible for arranging insurance for the properties they are in charge of, representing leaseholders and tenants in negotiations with the insurance brokers. [...]

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  • M2 have featured in the Daily Telegraph

    Flat owners have been overcharged billions of pounds for buildings insurance in an "endemic" problem that takes advantage of the leasehold system. [...]

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  • WICKES Case Study

    On behalf of the landlord we undertook an insurance audit/due diligence review of the insurance arrangements placed by the Landlord’s Managing Agent who were utilising their preferred Broker. [...]

You can find us at 42 Berkeley Square in the heart of London

Contact us today for more information about how we can help you.

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I am very proud that my business is based upon achieving full transparency for all parties involved in insurance transactions. I believe M2 Recovery is a revolutionary offering which benefits all of my clients